Risk Management Solutions help you make more confident decisions, accelerate cash flow and monitor performance

Business Information Report:

BIR is the most popular Dun & Bradstreet product. It is available on millions of establishments worldwide. It attempts to help improve your understanding of a prospective client or supplier by providing you with

• D&B's unique PAYDEX Score and D&B Rating to help predict which prospects will pay slowly or not at all
• factual information on the existence, operations, financial condition, management’s experience, line of business, facilities and locations of the prospect 
• special events, as well as any suits, liens, judgments or previous/pending bankruptcies
• banking relationship and accountants 
• parent company, affiliated concerns, subsidiaries, branches and divisions, referenced with name and D&B D-U-N-S® Number

BIR helps you answer questions such as :

• is my prospect well established?
• what is the level of risk associated with my prospect?
• will my customer pay, and when?
• how does my customer/ supplier compare with his peer group?
• can I depend on a supplier to deliver as promised?
• has the financial condition and stability of my customer/ supplier changed?

To learn more about Business Information Report, contact us.

V I P Reports

D&B's VIP Report can help you reduce risk on larger exposure transactions, and make more informed decisions regarding :

• Competition
• Merger/ acquisition candidates
• New major vendors

  The VIP Report provides a personalized analysis of all the information on a company available to D&B, complete with historical and projected trends of the company and its industry.

  With the VIP Report, you get the benefit of individual consultation with a D&B analyst on the account for one full year. Just tell us the specific information you need for your decision on the account, and a D&B analyst will handle all the research and recommendations.

To learn more about VIP Report, contact us.

C-CAM: Customer Credit Assessment Model

D&B’s Customer Credit Assessment Model is designed specifically for the Africa business environment, customized to meet your company’s specific credit risk assessment needs. It is based on a detailed assessment of your customer’s/ dealer’s financial and non-financial parameters such as financial position, operational performance, sales, employee size, number of years in existence and management quality

Benefits of D&B’s Customer Credit Assessment Model to your Company

Authenticate the background of new customers/ dealers before appointing them or doing business with them 

Obtain a neutral assessment of the creditworthiness and business risk of each customer/ dealer 

Assess whether or not to issue a credit line to these customers/ dealers 

Frame decision rules pertaining to extending credit lines to customers/ dealers based on objective criteria 

Monitor credit risk of existing customers periodically to identify:
- High risk accounts
- Deteriorating accounts
- Marginal accounts that need further control

To learn more about C-CAM Customer Credit Assessment Model, contact us.